Motorcycle Insurance
Affordable Insurance & Perks, Just for Riders
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What is Motorcycle Insurance?
Motorcycle insurance is a type of financial protection designed for owners and riders of motorcycles, off-road vehicles and other types of powersport vehicles to cover losses and liability from accidents and other incidents. Although similar to auto insurance, motorcycles are not always covered in the same way. Depending on your state and the insurance company you select, insurance policies can include liability coverage for bodily injury and property damage, uninsured / underinsured motorist coverage, personal injury protection (PIP), rider and passenger med pay, medical payments coverage for pedestrians, collision and comprehensive coverage, and additional coverage for roadside assistance, towing, trip interruption, accessories and customization. Some companies even offer motorcycle-specific benefits such as coverage for rider safety apparel, helmets and trailers.
Liability Insurance Requirements
Most states require motorcycle owners and operators who ride on public roads to have a valid motorcycle license or endorsement and carry a minimum amount of motorcycle liability insurance.
Optional coverages, such as coverage for theft or physical damage to a bike, are offered alongside liability coverage. If you are not familiar with insurance, buying a policy can feel overwhelming. An insurance agent or company in your state can answer insurance questions and explain the available options and costs.
Cost of Motorcycle Insurance
Not all Companies Offer the Same Coverage and Discounts
The cost of a motorcycle insurance varies widely. Age, driving record and training are factors. Not all companies offer the same protection for different riders, or the same insurance discounts. Deciding which policy to buy is an apples-to-oranges comparison of quotes. Getting help from an insurance pro can ensure that you find a policy to fit your needs and riding habits and keep more money in your wallet!
Boundless Rider for Partners
Let’s Talk Motorcycle & Powersport Insurance.
At Boundless Rider, our team includes insurance experts who understand the needs of riders. Many are riders themselves.
We are developing motorcycle & powersport insurance programs just for riders. If you are an insurance agency, powersport / motorcycle dealer or manufacturer, we’d like to connect with you to discuss our partner program.