How Much Is Insurance For A Suzuki Sportbike and Sport Touring?
The Surprising Answer
We Analyzed Our Own Insurance Premium Data
How much is this going to cost?
You’ve got your eye on a new or used Suzuki. Whether it’s the razor-sharp handling of a GSX-R, the legendary power of the Hayabusa, or the comfortable performance of the GSX-S GT+, you’re chasing a thrilling ride. There’s a crucial question every rider needs to ask: “How much is this going to cost to insure?”
At Boundless Rider, we know that the cost of insurance is a major factor in your motorcycle choice. To give you a clear picture, we analyzed our own insurance premium data for Suzuki’s most popular sport and sport touring models*. The results might surprise you. We found that the style of the bike—whether it’s a purebred “Supersport” or a more versatile “Sport Touring” machine—can impact your premium even more than its engine size or price tag.
Let’s break down the real-world insurance costs.
The Supersport Premium: GSX-R Models Carry the Highest Cost
There’s no way around it: purpose-built supersport bikes command the highest insurance premiums. Their aggressive riding position, track-focused performance, and risk profile mean a higher cost to insure.
- Suzuki GSX-R1000 (999cc): The king of the GSX-R line comes with the highest premium at $1,775 per year. That’s nearly 10% of its MSRP.
- Suzuki GSX-R750 (750cc): The iconic 750 costs an average of $1,556 annually to insure.
- Suzuki GSX-R600 (599cc): The entry-point to the supersport family still carries a significant premium of $1,281 per year.
The “race replica” design of the GSX-R series puts them in the highest risk category for insurers. While the performance is undeniable, be prepared for a premium insurance bill to match.
The Smart Money Secret: Save Over 45% with a Sport Tourer
Here’s the most important finding from our analysis. If you want that incredible 1000cc Suzuki engine without the supersport insurance penalty, the answer is clear: go for a sport touring or naked sport model.
- Suzuki GSX-S1000GT+ (999cc): This is the hero of our story. Despite sharing the same powerful engine as the GSX-R1000, the annual premium is just $960.
- Suzuki Katana (999cc): The retro-styled Katana is right there with it, costing $966 per year to insure.
- Suzuki GSX-S1000 (999cc): The naked “streetfighter” version is also a fantastic deal at $1,053 annually.
How much can you save? By choosing the GSX-S1000GT+ over the GSX-R1000, you could save $815 every single year on your insurance premium. That’s a massive saving that could go towards fuel, tires, or your next big road trip. This shows that insurers view the more comfortable ergonomics and touring focus of these bikes as a sign of a lower-risk riding style.
The Hayabusa Anomaly: More Power, Lower Premium?
The legendary Suzuki Hayabusa is in a class of its own—a “Hypersport” machine famous for its 1340cc engine and incredible top speed. You’d expect it to have the highest premium of all, but that’s not the case.
- Suzuki Hayabusa (1340cc): The annual premium is $1,446.
While still expensive, this is surprisingly $329 less than the GSX-R1000. Why? This often comes down to the rider. Hayabusa owners are typically more experienced and mature, which can lead to a lower claims rate and a slightly more favorable insurance premium compared to top-tier supersports.
Choose Your Ride, and Your Premium, Wisely
Your motorcycle is an extension of you, but the insurance policy that protects it doesn’t have to break the bank. Our data shows that while a Suzuki GSX-R offers an incredible track-ready experience, its insurance cost reflects that intensity.
For riders looking for the perfect blend of thrilling performance and manageable insurance rates, the Suzuki GSX-S1000GT+ and Katana are the clear winners. You get the heart of a superbike with a premium that leaves more money in your pocket.
*Source: All data is based on an internal analysis of motorcycle insurance premiums issued by Boundless Rider Insurance. Rates are illustrative and individual premiums may vary based on location, driving record, age, and other factors. Last updated July 2025.